Speaking Truth to Power… And Being Heard
Inclusiv speaks for financial inclusion for all Americans and for bringing the power of cooperative finance to all.
Credit unions promote fairness and financial security. We advocate for policies and regulations that help credit unions grow--that provide sensible consumer protections without adding undue burdens for compliance and reporting.
Inclusiv Board has a permanent Government Affairs Committee that tracks legislative, regulatory and policy issues that affect credit unions and develops and advocates policy positions. These positions promote consumer protection in the financial services marketplace while enabling a regulatory framework that lets responsible financial institutions, like CDCUs, do what they do best: build financial independence among low-income people and communities.
Inclusiv promotes the financial independence and well-being of working families and communities by expanding access to safe and responsible financial products and services through credit unions. As the national trade association and CDFI intermediary committed to expanding, growing and strengthening these mission-driven credit unions, Inclusiv advocates for policies that strengthen the institutions and the members and communities they serve. Learn more.
Inclusiv was instrumental in establishing the CDFI Fund in 1994, is a permanent member of the national CDFI Coalition and is the CDFI and community finance authority for the credit union industry. Learn more.
Credit Union Regulation
As the leading voice for credit unions that serve low- and moderate-income communities, Inclusiv monitors the development of regulatory policies and rules from the National Credit Union Administration (NCUA), the Consumer Financial Protection Bureau (CFPB), the Federal Reserve, and other regulators. Learn more.
Cooperation is a core principle of Inclusiv and the cooperative movement. In keeping with this spirit, Inclusiv supports coalition building among credit unions and within the broader community development finance field in order to multiply the force of our advocacy. Learn more.
January 2022 Comments on the Impending Rule regarding ECIP and Subordinated Debt
October 2021 Letter to NCUA regarding Secondary Capital and Subordinated Debt
August 2021 Letter to Treasury with ECIP Questions
August 2021 Letter on Interest Rate Caps
June 2021 Letter to Treasury with ECIP Questions
June 2021 Comments on State Small Business Credit Initiative
April 2021 Comments on Proposed CUSO Rule
February 2021 Comments on the Federal Reserve’s Notice of Proposed Rulemaking, CRA Regulations, Docket
January 2021 Letter to Treasury on ECIP and RRP
January 2021 Comments on PPP Implementation Challenges and Recommendations
November 2020 Comments on CDFI Fund Proposed Changes to Certification
November 2020 Comments on CDFI Fund Proposed Changes to Reporting Requirements
July 2020 Comments on NCUA's Proposed Rulemaking for Subordinated Debt
August 2018 Comments on Payday Alternative Loans
October 2017 Comments on CFPB Arbitration Rule
October 2017 Recommendations on the Community Reinvestment Act
September 2017 Response to CFPB Request for Information on Small Business Lending
February 2017 Letter to the Editor: Anti-Immigration Proposals Work Against Growth
September 2016 Comments on CDFI Program Financial Assistance Application
Dec 2015 Recommendations on CDFI Application Improvements
Nov 2015 Recommendations to CDFI Fund on Access to Capital
Oct 2015 Comments on Interim Rule for CDFI Fund Program
Jul 2015 Comments on Future Frameworks
May 2015 Comments on TLR Reporting
May 2015 Comments on Annual Reporting
Apr 2015 Comments on FA/TA Application
Dec 2014 Comments on CDFI Certification
Let your voice be heard too. Tell us about a policy concern or opportunity that affects your community or credit union. Contact us at firstname.lastname@example.org.