Careers


 

Our Careers Center includes full- and part-time positions and other opportunities at Inclusiv and at Inclusiv-member CDCUs nationwide.

Career Opportunities at Inclusiv

Inclusiv is a dynamic, growth-oriented intermediary specializing in bringing financial services to low-income communities through nonprofit, member-owned community development credit unions (CDCUs).  Based in New York City, Inclusiv provides financial, technical, and educational services to credit unions serving low-income and economically disenfranchised communities. Please click below for details on this opportunity.

Impact Data Analyst (New York, NY)

Inclusiv is seeking an enthusiastic, mission-oriented Impact Data Analyst to join our team and support Inclusiv’s work to leverage data to measure, evaluate and report on financially inclusive lending activities of community development credit unions (CDCUs) in their communities. The Impact Data Analyst will report to the CDFI Director and work closely with Inclusiv’s Senior Research Consultant to manage the data reporting and analysis services that Inclusiv provides to its more than 400-member credit unions. On an annual basis, Inclusiv provides data reporting services to hundreds of member CDCUs that are certified by the U.S. Treasury CDFI Fund as Community Development Financial Institutions (CDFIs).  Inclusiv also provides deep analytics of lending data with proprietary metrics to help members increase their community development impact and evaluate their eligibility for CDFI certification or recertification.  In just the first quarter of 2021, Inclusiv analyzed more than 1 million loan transactions issued to families and businesses in targeted communities across the country, and the number of participating credit unions is growing rapidly. The ideal candidate will be highly organized project manager, have experience managing large data sets, and be committed to Inclusiv’s mission to advance financial inclusion in low-income communities.

At Inclusiv, we believe that true financial inclusion is a fundamental right. Our mission is to help low- and moderate-income people and communities achieve financial independence through credit unions. We dedicate ourselves to closing the gaps and removing barriers to financial opportunities for people living in distressed and underserved communities. Inclusiv is a certified CDFI intermediary that drives investment, makes connections, builds capacity, and advocates for our network members and the communities they serve.

Key Responsibilities for this position include:

In consultation with CDFI Program Director or designated supervisor:

  • Collect, clean and organize updates of key public data sets for data reference tables, including data from the Census Bureau American Community Survey, NCUA call reports, peer financial ratios, CDFI certifications and awards and others.
  • Assist credit unions with the secure upload of confidential data for analysis and reporting to the CDFI Fund.
  • Assist with the completion and submission of data reports through federal government portals.
  • Use statistical tools to assist in analysis of aggregated data including development of peer metrics and research related to community development impact and financial performance of credit union cohorts.
  • Coordinate with Membership Team to ensure selected fields of public data are updated in Salesforce on a timely basis.
  • Analyze and track key indicators of member-level and community impact of credit union products and services.
  • Monitor and manage the smooth operation of Inclusiv’s Data Analytics Platform, including data uploads, processing, and troubleshooting, as required.

Support Inclusiv staff with development of customized PowerBI queries and reports

  • Create and maintain a library of model documents, templates, or other reusable knowledge assets.
  • Create appropriate documentation, including templates and guides, that allow stakeholders to understand the steps of the data analysis process and duplicate or replicate the analysis if necessary.
  • Use statistical tools to interpret data sets, with particular attention to trends and patterns related to the impact of credit unions on financial inclusion
  • Other duties as needed

Qualifications:

  • Bachelor’s degree required; Master’s degree preferred
  • Knowledge of and expertise using statistical packages for analyzing data sets, such as MS Excel, SAS, SQL, or R.
  • Experience with relational databases
  • Strong knowledge of data management, including data collection and cleaning.
  • Knowledge of applicable data privacy practices and laws.
  • Project Management skills and exposure to project-based work structures.
  • Excellent research and communication skills.
  • Knowledge and experience with Microsoft Azure and Power BI and/or working knowledge of Python a plus
  • Have authorization to work in the U.S.

This position is based at our headquarters in New York City.

To Apply: Please send cover letter and resume to HR-DA@inclusiv.org.  Resumes will be reviewed on a rolling basis until the position is filled.

Inclusiv is an equal opportunity employer that works with member credit unions which serve ethnically, economically, and geographically diverse markets and communities. We value our diverse staff and membership and seek to maintain that tradition of diversity in all of our recruitment efforts. It is the policy of Inclusiv to provide equal opportunity in all aspects of employment to all employees or applicants for employment without discrimination on the basis of regard to sex, race, color, religion, age, ancestry, national origin, disability, marital status, sexual orientation, gender identity, veteran status and any additional categories protected by applicable federal, state or local laws.

Lending Associate, Inclusiv Mortgage (New York, NY)

Lending Associate, Inclusiv Mortgage

Inclusiv is the CDFI intermediary and national association for community development credit unions. Inclusiv provides capital, makes connections, builds capacity, develops innovative products and services and advocates on behalf of credit unions that serve residents of low-income urban, rural, and reservation-based communities across the US. Inclusiv is hiring for a Lending Associate to support its community development lending business lines.

The Lending Associate is a key member of the Inclusiv Mortgage team responsible for operational support of Inclusiv’s Secondary Mortgage activities.  This position ensures the successful operation and stability of Inclusiv’s various mortgage lending activities.   This position reports to the Director of Inclusiv Mortgage.

Inclusiv/Mortgage is a wholly-owned subsidiary of Inclusiv which provides mortgage-related services to credit unions serving low- and moderate-income members and communities. The Inclusiv/Mortgage Secondary Market Program helps CDCUs originate affordable mortgage loans, providing member credit unions the ability to expand homeownership to lower wealth members underserved by the traditional mortgage market.

Responsibilities

Lending

  • Loan processing, packaging, and administration
  • Assistance with loan underwriting and quality control reviews
  • Correspondence with member credit unions regarding loan applications and closings
  • Managing and monitoring of the Puerto Rico Secondary Market Program
  • Managing and monitoring third-party mortgage loan servicing
  • Managing and monitoring of monthly delinquency reports
  • Managing and monitoring office filing cabinet for collateral document

Operations

  • Perform select underwriting and quality control procedures for mortgage loan purchases
  • Support credit unions to move through the loan application and qualifying seller\servicer processes
  • Ensure accurate and complete loan packages
  • Maintain branding of mortgage docs & make changes when necessary
  • General upkeep, data entry & cleanup of master mortgage portfolio spreadsheet & Nortridge Software.
  • Create and distribute daily loan rate sheets while monitoring market rate conditions for changes

Administrative

  • Liaise with the Accounting Department to ensure accurate fiscal recording of mortgage operations
  • Maintain bi-monthly delinquency reporting & liaise with third-party servicers for servicing transfers and delinquency reporting
  • Monitoring & filing of Collateral docs (digital & hard copies) for all loans purchased
  • Maintain tracking of hard copy collateral docs, ensuring all files in filing cabinet are current and complete
  • General file management, scheduling, and other supportive roles
  • Work with Team on development & implementation of new loan programs
  • Support fundraising, research and related tasks as needed

Essential Experience, Skills and Attributes

  • Commitment to Inclusiv’s mission to help low- and moderate-income people and communities achieve financial independence
  • Undergraduate Degree required
  • Fluency in Spanish required
  • Minimum 3 years of lending or investment experience preferred
  • Demonstrated ability to work as part of a team within mission-driven work environment
  • Excellent computer skills, high proficiency in Excel, Word & PowerPoint required
  • High level of integrity, personal organization and flexibility
  • Articulate, professional demeanor with strong self-confidence and initiative, excellent problem solver, ability to prioritize and organize task completion in alignment with strategic goals
  • Excellent communication skills both verbal and written
  • Must be self-motivated and work well independently.
  • Authorized to work in the US

Please submit a cover letter and resume to assoc@inclusiv.org.  Resumes will be reviewed on a rolling basis until the position is filled.  This position is based in New York City but will consider remote work for the ideal candidate.

About Inclusiv

Inclusiv is an equal opportunity employer that works with member credit unions that serve ethnically, economically, and geographically diverse markets and communities. We value our diverse staff and membership and seek to maintain that tradition of diversity in all of our recruitment efforts. It is the policy

of Inclusiv to provide equal opportunity in all aspects of employment to all employees or applicants for employment without discrimination on the basis of regard to sex, race, color, religion, age, ancestry,

national origin, disability, marital status, sexual orientation, gender identity, veteran status and any additional categories protected by applicable federal, state or local.

Impact Investment Associate, Inclusiv Capital (New York, NY)

Inclusiv is the CDFI intermediary and national association for community development credit unions. Inclusiv provides capital, makes connections, builds capacity, develops innovative products and services and advocates on behalf of credit unions that serve residents of low-income urban, rural, and reservation-based communities across the US. Inclusiv is hiring for an Impact Investment Associate to support its community development lending and impact investing initiatives.

The Impact Investment Associate is a key member of the Investment team responsible for operational support of Inclusiv/ Capital.  This position will be responsible for supporting and managing relationships with investees and investors, program and portfolio administration, financial and impact analysis, and managing the Social Impact Deposits Platform.  This is a great opportunity for someone interested in developing experience with values aligned investing, community finance, portfolio management, and impact analysis.   This position reports to the Director of Inclusiv Capital.

Inclusiv/Capital is an impact investor that helps Community Development Credit Unions (CDCUs) strengthen their finances and expand their impact on low-income communities.  Inclusiv’s current investment offerings are designed to increase liquidity, boost net worth, and reduce credit unions’ risk so our member CDCUs can achieve greater impact in their local communities.

Responsibilities

Manage Inclusiv Social Impact Deposits Platform

  • Program management and administration of the Inclusiv Impact Deposits Platform
    • Promote and explain program to investors and users
    • Direct administration of investment platform
    • Liaison with platform partner
    • Identify and implement platform enhancements

Lending and Program Administration

  • Assist with loan application reviews and underwriting, including financial analysis and submission of complete applications
  • Assist with loan and portfolio administration
    • Loan servicing, tracking and reporting/ compliance and relationship management
  • Assist with monthly and quarterly financial and impact reporting
  • Assist with development and updating Inclusiv/Capital materials (product summaries, website, and investor pitch decks)
  • Provide programmatic and administrative support
    • Schedule meetings, manage program calendar, file organization and management, and maintain meeting minutes
  • Support capital raising, research, and other duties as projects evolve

Essential Experience, Skills and Attributes

  • Commitment to Inclusiv’s mission to help low- and moderate-income people and communities achieve financial independence
  • Undergraduate Degree
  • 1-3 years of work experience
  • Project management experience and strong analytical skills
  • Demonstrated ability to work as part of a team within mission-driven work environment
  • Ability to bring clarity, structure and discipline to complex projects
  • Excellent computer skills, proficiency in Word, Excel & PowerPoint required; Experience with Salesforce preferred
  • High level of integrity, personal organization and flexibility
  • Dynamic, self-starter with high attention to detail
  • Ability to prioritize and organize task completion in alignment with strategic goals
  • Excellent communication skills both verbal and written
  • Authorized to work in the US

This is a full-time position (40 hours per week) based in New York City.

Please submit a cover letter and resume to hr-invstassc@inclusiv.org.  Resumes for this position will be accepted on a rolling basis until the position is filled.  This position is based in New York City but will consider remote work for the ideal candidate.

About Inclusiv

Inclusiv is an equal opportunity employer that works with member credit unions that serve ethnically, economically, and geographically diverse markets and communities. We value our diverse staff and membership and seek to maintain that tradition of diversity in all of our recruitment efforts. It is the policy of Inclusiv to provide equal opportunity in all aspects of employment to all employees or applicants for employment without discrimination on the basis of regard to sex, race, color, religion, age, ancestry, national origin, disability, marital status, sexual orientation, gender identity, veteran status and any additional categories protected by applicable federal, state or local laws.

 

Career Opportunities at Inclusiv member credit unions

Posting of positions is free for all Inclusiv members. Submit a new position!

Kaua'i FCU – Lending Director (Lihue, HI)

Job Title: Lending Director

FLSA Status: Exempt

Reports to: EVP /Chief Operations Officer

PURPOSE AND SCOPE

  • Responsible for executing the credit union’s short and long-term lending strategy.
  • Provide leadership and guidance to the daily functions of the lending department. Understands the mission of the credit union.
  • Exercises sound judgment in making decisions that are mutually in the interest of the member and the credit union within the framework of the credit union’s mission.

ESSENTIAL JOB FUNCTIONS

  1. Directly responsible for the coordination of the day-to-day functions of the lending department and direct supervision of the staff. Ensures that the functions of the lending department are in line with the overall member experience strategy as set forth by the executive team.
  2. Promotes the credit union’s strategic objectives related to workplace culture. Actively develops and provides support to the lending team. Participates in the hiring and onboarding of new staff. Trains, coaches, and facilitates career growth plans for lending department staff. Conducts performance appraisals of direct reports.
  3. Works closely with the Chief Operations Officer to ensure that lending processes and programs are appropriate and relevant to the credit union’s existing and potential membership base. Makes recommendations for and assists with the creation of and implementation of new lending programs.May be tasked to build programs for consumer, small business, and real estate lending.
  4. Participates in the credit union’s lending function. Meets with members and potential members, underwrites applications for credit, and responsible for making sound lending decisions. Serves as a resource to staff and approves exceptions to policy limits when appropriate.
  5. Participates in community outreach with an eye toward identifying the needs of the community and opportunities for enhancing the credit union’s member experience and product positioning. Effectively represents and promotes the credit union and develops new business relationships.
  6. Monitors the credit union’s delinquent loan portfolio and ensures that appropriate action is being taken to remedy delinquencies.
  7. Maintains an up-to-date understanding of, and ensures that the department remains compliant with, lending and collections-related laws and regulations.
  8. Ensures effective internal controls within the lending department.
  9. Assists the executive team in the timely reporting of credit quality and performance data to the Board of Directors, regulators, and other stakeholders.
  10. Must comply with applicable policies, laws and regulations, including but not limited to the Bank Secrecy Act, the USA PATRIOT Act, Office of Foreign Assets Control, and the Equal Credit Opportunity Act.
  11. Performs other duties as assigned.

SUPERVISION RECEIVED

  • Work with direct supervision from the Member Services Supervisor.
  • Empowered to solve problems in a professional and timely manner.
  • Exercise discretion and independent judgment in tasks/situations detailed in departmental procedures.

MANAGEMENT/SUPERVISORY RESPONSIBILITIES

Directly Supervises: Lending Specialist, Loan Officers, Credit Recovery Officer, Loan Clerks, and other Lending Department staff

IDEAL EDUCATION AND/OR EXPERIENCE

  • Bachelor’s Degree or higher from and accredited college or university; and
  • Sufficient expertise and experience to inform the credit union’s underwriting philosophy and standards, as well as to guide the development of lending programs in the areas of consumer, small business, and real estate lending.

PHYSICAL DEMANDS

Work Environment:

  • “Moderate” noise level in an enclosed air-conditioned facility (e.g., office with computers, printers, work area with light traffic, telephones, etc.).
  • May require continuous communication via telephone and other electronic messaging for up to 4 hours.
  • Usually indoor work with occasional work outdoors.
  • Must be able to lift, push, and pull a minimum of 25 lbs.
  • Must be able to operate office equipment such as: computer, typewriter, fax, telephone, photocopier, and calculator.
  • Position may require prolonged sitting, standing, and walking.

TRAVEL REQUIREMENTS

Some travel may be required to attend meeting/educational offerings by car or aircraft to various locations throughout the United States. The length of the travel varies by purpose.

ATTENDANCE REQUIREMENTS

Please note that scheduled attendance requirements may change due to business needs.

Scheduled days of work when the credit union is open:Monday, Tuesday, Wednesday, Thursday from 7:40 a.m.4:40 p.m.

Friday staggered shifts (CU hours: 8:30 a.m. 6:00 p.m.)

Must be able to work additional hours, weekends, and Holidays as needed.

Resumes should be sent to careers@kgefcu.org.

New Covenant Dominion FCU – Marketing Specialist (Bronx, NY)

MARKETING SPECIALIST

Founded in 2007, New Covenant Dominion FCU is the community financial institution sponsored by the church leadership of New Covenant Faith and Miracle Arena, Inc. The church is the sponsoring entity of NCDFCU and is completely committed to the sound establishment and operation of the credit union.

NCDFCU began as a small initiative to help build financial capacity among the members of the church but has grown into a full-fledged financial institution with a suite of banking services aimed at filling the gaps that exist in our local economy. We desire to support positive transformation & economic development in our community by serving as one of the few minority depositories and sources of affordable credit in our local area.

We seek a qualified and passionate Marketing Specialist to increase the acquisition of memberships and member awareness concerning Credit Union products and services. This is an 8 month project based employment opportunity with a start date of February 2022. Opportunity for full time hire will exists based on performance at the end of this project. The following is the general description of the duties, subject to finalization upon hire.

Responsibilities:

  • Develops & implements strategic marketing, advertising, and sales promotions.
  • Finalize the marketing outreach by the physically opening all new accounts
  • Coordinates advertising programs and creation and distribution of advertising, marketing brochures, sales kits, or other collateral materials- including making on site presentations to potential target audiences
  • Represents the Credit Union at public, community, and business events.
  • Works with partners and other outside contacts and maintains positive, professional relationships.
  • Maintain Digital presence- website, email campaigns, social media- according to credit union policies to achieve growth
  • Completing other marketing and business development duties upon assignment.

Qualifications:

The Marketing Professional must have:

  • Have a college degree (BS or BA in a relevant field. Masters’ Degree is commendable.)
  • Have 2 – 3 years of similar or related experience.
  • Be knowledgeable about faith-based institutions and the non-profit industry. Must demonstrate comfort and confidence in communicating with clergy regularly as they are our primary target market.
  • Be knowledgeable about banking practices, policies, procedures, operations, products, services, and regulations. Specific knowledge of the philosophy and structure of the Credit Union industry is also very commendable.
  • Be knowledgeable about media production, communication, and dissemination techniques and methods. This includes alternative ways to inform and entertain via written, oral, and visual media
  • Be knowledgeable about the principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
  • Be available on weekends for presentations as needed
  • Have excellent time management and office administrative skills to manage both on site and off-site schedules and relationships.
  • Be able to address and carry out oral and written instructions, make independent judgments based upon common sense, and keep and maintain accurate records.
  • Be able to stand, walk, and talk for prolonged periods. Significant physical abilities include lifting fifty (30) pounds, carrying, pushing, balancing, stooping, reaching, handling, talking, hearing conversations and other sound (potential hazards), visual acuity, depth perception and visual accommodation.
  • Possessing a NYS Notary License is a plus

Marketing Specialist will need to be able to work in a fast-paced environment and be able to effectively multitask. Experience with computers is required and all candidates must be able to read, write, and communicate effectively.

Compensation: $2K - $4K monthly commensurate with experience.

To apply, submit a resume and cover letter demonstrating your work experience to operations@newcovenantcreditnion.org. Applications without a cover letter will not be considered. Only candidates under consideration will be contacted.

Hope CU – Grant Writing Manager (Jackson, MS)

Title: Grant Writing Manager

Department:  Investor Relations

Reports To: SVP, Investor Relations, Team Lead

Job Classification: Full-time, Exempt

Job Summary

For 27 years, HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) has helped entrepreneurs, homebuyers, families and communities become more financially secure by providing affordable financial services; leveraging resources; and engaging in policy advocacy to strengthen communities, build assets, and improve lives in economically distressed parts of Alabama, Arkansas, Louisiana, Mississippi and Tennessee.

The Grant Writing Manager will serve as part of HOPE’s Investor Relations team, while working with the SVP, Investor Relations, Team Lead and colleagues to successfully submit private, philanthropic and government funding applications annually. Each year, HOPE raises millions of dollars in the form of grants, loans, contributions, mission driven deposits and other resources from foundations, banks, public agencies, individuals and other sources. Must be located within company footprint of Alabama, Arkansas, Louisiana, Mississippi and Tennessee.

This position will be responsible for managing the successful submission of a number of grant applications and reports annually, including drafting whole and pieces of these documents, managing contractual grant writers, gathering submission components and reviewing them for completeness and accuracy before submitting to funders. The Grant Writing Associate will report to this position. Work requires that the employee use considerable judgment and creativity in organizing the workflow and assuring adherence to deadlines.

Essential Functions

  • Lead and support Strengthening HOPE Initiative that values an organizational culture for open communication, innovation, associate engagement and other traits that contribute to collaboration and high performance.
  • Manage full range of activities required to successfully submit grant applications, letters of interest, concept papers and other proposal narratives to private, philanthropic and government (federal, state and local) funders annually, including supervising grant writing contractors and engaging colleagues across the organization to ensure application strategies are in line with departmental work plans.
  • Research possible funding opportunities to pursue and work with Grant Writing Associate to facilitate internal decision making on whether to apply and if so, with what application strategy.
  • Complete narrative reports to funders as required.
  • Provide leadership, coaching and management to the Grant Writing Associate.
  • Support Investor Relations team efforts to maintain an organized, robust Salesforce database that records up-to-date relationships with institutional and individual funders, investors, and prospects, particularly by creating and updating records related to funding requests.

Secondary Functions

  • Perform general administrative duties such as attending meetings, report production
  • Other duties as required.

Competencies/Skills

  • Must be proficient with MS Word, Excel, and Outlook; past experience with Salesforce preferred.
  • Must be a continuous learner who enjoys taking on new challenges.
  • Strong organizational and time management skills with exceptional attention to detail.
  • Ability to write clearly and effectively.
  • Passion and dedication to HOPE’s mission and work.
  • Ability to apply commonsense understanding to carry out written or oral instructions, taking initiative to ask questions when something is not clear.
  • Ability to communicate and resolve minor problems and issues as may arise in a cheerful and customer oriented manner.
  • Ability to adapt when problems or tasks arise in daily work that may involve few concrete variables or are unexpected.
  • Ability to multi-task and function in a fast paced environment.
  • Ability to read and interpret documents, collect information for routine reports and correspondence.
  • Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
  • Ability to compute rate, ratio, percent, and interpret data.
  • Ability and desire to work as needed to complete certain quarterly, ad hoc, or monthly projects, including working on occasion after 5:00 pm and on weekends.
  • A professional and resourceful style; the ability to work independently, as a team player, and initiative to take responsibility to address issues as needs arise.

Desired Qualifications

  • Bachelor’s Degree required; Master’s Degree preferred.
  • At least four years of experience performing the duties described in the Essential Functions above, especially grant writing and project management experience; or an equivalent combination of education and experience.

Physical Demands

  • Employee is regularly required to sit, stand and walk
  • Employee will use hands to finger, handle or feel, reach with hands and arms, and talk or hear
  • Employee must regularly lift and/or move up to 10 pounds and frequently lift and/or move up to 25 pounds
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment

  • Employee spends the majority of time in office environment, generally accessible to the public, customers, and potential customers
  • Noise level in the work environment is usually moderation.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

APPLY HERE

Latino Community CU – Director of Finance (Durham, NC)

Director of Finance

Description

The Director of Finance is responsible for financial planning as well as for treasury and finance risk management for the LCCU family of organizations, currently Latino Community Credit Union and Latino Community Development Center. Main responsibilities include credit union cash management, financial modeling, asset/liability management, and collaborating on financial reporting as well as the annual budgeting process.

Responsibilities:

  • Manage reporting for financial analyses, cash management, and forecasting on a monthly, quarterly, and annual basis.
  • Collaborate in the oversight and preparation of financial statements, financial reporting, and accounting reports.
  • Oversee credit union cash flow management and provide guidance regarding investment decisions.
  • Manage institutional deposit operations as a source of credit union funding.
  • Assist with non-depository capital-raising efforts and manage credit union debt instruments.
  • Establish financial projections to inform financial strategies by forecasting capital, facilities and staff requirements, identifying monetary resources and developing action plans.
  • Evaluate feasibility of new projects such as branch openings, purchase or sales of loans, acquisition of other credit unions, etc.
  • Coordinate the preparation of budgets and conduct periodic analysis of budget variance, reporting any significant issues to management.
  • Monitor, analyze, and propose changes to deposit and loan rates as necessary.
  • Implement and manage Calculated Expected Credit Losses (CECL) analysis and necessary monthly provision for possible loan losses.
  • Recommend benchmarks to measure performance.
  • Coordinate the Asset/Liability Committee and prepare reports, trends and analyses.
  • Perform other duties as assigned.
Requirements
  • Bachelor’s degree in accounting, business, or other finance related field. MBA or relevant master’s degree preferred.
  • At least 3 years of experience working in a Credit union, financial institution, or community development financial institution.
  • Fluent English and proficiency in Spanish preferred.
  • Strong commitment to our mission.
  • Strong organizational skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.
  • Must have solid MS Excel skills.
  • Preference for working in an organization that places priority on teamwork and collaboration.
  • Excellent written and verbal communication skills.
  • Maturity, professionalism, and high level of discretion are required.

Benefits: We provide a challenging and friendly work environment as well as a competitive salary and benefits package including an employer-paid medical insurance plan, 401(k) plan (with a substantial company match), employer paid life and disability plan and generous paid time off to maintain a healthy work/life balance.

The general nature of the work requires employees to sit or stand for extended periods, lift up to 35 pounds, and use the computer and telephone to perform job functions. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Latino Community Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

APPLY HERE

Latino Community CU – Financial Analyst (Durham, NC)

Description

The Financial Analyst is responsible for financial planning as well as for treasury and finance risk management for the LCCU family of organizations, currently Latino Community Credit Union and Latino Community Development Center. Main responsibilities include credit union cash management, financial modeling, asset/liability management, and collaborating on the annual budgeting process.

Responsibilities:

  • Manage reporting for financial analyses, cash management, and forecasting on a monthly, quarterly, and annual basis.
  • Oversee credit union cash flow management.
  • Establish financial projections to inform financial strategies by forecasting capital, facilities and staff requirements, identifying monetary resources and developing action plans.
  • Evaluate feasibility of new projects such as branch openings, purchase or sales of loans, acquisition of other credit unions, etc.
  • Coordinate the preparation of budgets and conduct periodic analysis of budget variance, reporting any significant issues to management.
  • Provide guidance regarding investment decisions.
  • Monitor, analyze, and propose changes to deposit and loan rates as necessary.
  • Calculate necessary monthly provision for possible loan losses.
  • Recommend benchmarks to measure performance.
  • Coordinate the Asset/Liability Committee and prepare reports, trends and analyses.
  • Perform other duties as assigned.
Requirements
  • Bachelor’s degree in accounting, business, or other finance related field. MBA or relevant master’s degree preferred.
  • At least 3 years of experience working with a Credit union, financial institutions, or community development financial institution.
  • Proficiency in Spanish strongly preferred.
  • Strong commitment to our mission.
  • Strong organizational skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.
  • Must have solid MS Excel skills.
  • Preference for working in an organization that places priority on teamwork and collaboration.
  • Excellent written and verbal communication skills.
  • Maturity, professionalism, and a high level of discretion are required.

Benefits: We provide a challenging and friendly work environment as well as a competitive salary and benefits package including an employer-paid medical insurance plan, 401(k) plan (with a substantial company match), employer paid life and disability plan and generous paid time off to maintain a healthy work/life balance.

The general nature of the work requires employees to sit or stand for extended periods, lift up to 35 pounds, and use the computer and telephone to perform job functions. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Latino Community Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

APPLY HERE

Concord FCU -- Member Service Representative (Brooklyn, NY)

Member Service Associate
Job Description

Exempt/Non-Exempt: Non-Exempt

Employment Type: Part Time (5 hours per day; 3 days per week)

Description: The Member Service Representative (MSR) reports to the Operations Manager and assists in carrying out the mission of the Credit Union. The MSR will work to ensure that the day-to-day needs of the Credit Union members are met on a timely basis and in a professional, courteous and friendly manner. The MSR must have a proactive and positive attitude.

Duties: Duties may include, but not be limited to:
• Assist members and potential members with their financial needs
• Open new accounts and close accounts; assist members in registering for new products and services
• Process teller transactions including deposits, withdrawals, loan payments, transfers, check cashing, selling of cashier’s checks
• Resolve problems and provide assistance regarding other credit union products and services
• Maintain a balanced cash drawer
• Answer questions and solve member problems
• Maintain member records by updating account information
• Answer phones in a courteous manner
• Scan and file documents
• Respond to email correspondence from members
• Adhere to safety and security practices and procedures
• Maintain a working knowledge of Credit Union products, services and systems
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements
• Participate in all required and recommended training and development

Qualifications: We are a growing Credit Union. We are looking for an outgoing and friendly individual who is a self-starter and can take initiative when responding to our members’ concerns. The ideal candidate will have the following qualifications:
• at least 3 years of customer service experience; preferably in a financial institution
• HS diploma; some college is a plus
• A positive and professional attitude and manner
• Love interacting with people
• Be able to work as part of a team
• Accurately handle cash and the balancing of a teller drawer
• Be organized
• Be detailed oriented and have the ability to multitask
• Be able to problem solve and provide solutions to members issues
• Be flexible with daily changes to duties as needed for the smooth flow of the office
• Previous customer service and/or financial experience is a plus.
• Familiarity with MS Word, Excel and Google Workspace is a plus.
• Proficiency in Spanish or another language is also a plus.

If interested, forward resume and cover letter to hello@concordfcu.org.

Concord FCU – Loan Underwriter/Loan Officer (Brooklyn, NY)

Organization Description
Founded in 1951, Concord Federal Credit Union (CFCU) is a $10 million community development financial institution dedicated to providing quality financial products and services to its membership. CFCU’s goal is to help its members improve their lives with the use of safe financial products and financial literacy resources. CFCU serves approximately 680 members primarily located in the central Brooklyn community of Bedford-Stuyvesant.

In anticipation of significant growth, CFCU is seeking a full-time Loan Underwriter/Loan Officer to assist in the processing of consumer, business and SBA loan applications.

Position Summary
Reporting to the Operations Manager, the Loan Underwriter/Loan Officer originates, underwrites and services loan applications from credit union members.

  • Origination, Underwriting, Closing
    • Understand and be able to describe the range of personal loan and business loan credit union products to credit union members
    • Understand and underwrite SBA loan products for small business credit union members; working knowledge of SBA products, services, documentation requirements and software
    • Assist the member in determining which product best fits their needs
    • Take in loan applications and required supporting documentation.
    • Ensure that documentation complies with AML/BSA requirements
    • Perform due diligence in underwriting consistent with credit union loan policy
    • Present completed loan applications to the Operations Manager and recommend a lending decision
    • Prepare periodic reports of activity for credit union management
    • Communicate the decision to the applicant
    • Close loans
  • Portfolio Management
    • Maintain accurate loan files
    • Participate in delinquency meetings with Credit Union management and share in collection duties
    • Develop work-out strategies with borrowers who become delinquent or default on payment
  • Other Responsibilities
    • Suggest new loan products for the credit union
    • Coordinate implementation of new loan products
    • Ensure that loan product marketing materials are accurate and current
    • Promote the credit union and its loan products at community outreach events
    • Network with community and business leaders
    • Participate in financial literacy training sessions on lending

Requirements

Candidates must have

  • a Bachelor’s degree
  • 5 years experience as an underwriter or loan officer with a bank, savings & loan or credit union
  • strong computer skills
  • strong interpersonal skills
  • strong communication skills (oral and written)
  • ability to produce with a limited degree of supervision
  • ability to meet loan projection targets and deadlines
  • proficiency with MS Office products
  • exceptional maturity and compassion
  • a high degree of self-motivation, initiative, dedication and a commitment tothe community development mission of CFCU
  •  familiarity with the iPower software product is a plus
  • proficiency in Spanish is a plus

Salary

Salary commensurate with experience.
If interested, forward resume and cover letter to hello@concordfcu.org.

Concord FCU – Operations Manager (Brooklyn, NY)

Organization and Position Description

Founded in 1951, Concord Federal Credit Union (CFCU) is a $10 million community development financial institution dedicated to providing quality financial products and services to its membership. CFCU’s goal is to help its members improve their lives with the use of safe financial products and financial literacy resources. CFCU serves close to 700 members primarily located in the central Brooklyn community of Bedford-Stuyvesant.

To better control expected growth, CFCU is seeking a full-time Operations Manager (OM) to lead and manage the day-to-day operations of the Credit Union. The OM is a member of the Credit Union’s management team and plays a pivotal role in overseeing and directing the day-to-day delivery of credit union services. The OM must be a decisive individual who possesses a strategic focus, as well as, an operational and detail-oriented perspective.

The Office Manager and the member services function are direct reports.

Position Summary
Reporting to the President and Chief Executive Officer, the OM responsibilities include the following.

  • Oversee and manage the teller/member services function
    • review end of day proofs
    • ensure confidentiality of member transactions is maintained
    • ensure member transactions are processed quickly and accurately
    • ensure member inquiries are answered promptly and completely
  • Manage the Office Manager
    • ensure vendor invoices and accurate and paid in a timely manner
    • ensure that due diligence is performed regularly on third party service
    • providers
    • ensure that the business continuity plan is current
  • Other Responsibilities
    • approve new members
    • investigate and resolve member complaints
    • suggest new loan and deposit products for the credit union
    • participate in or lead financial literacy and financial counseling sessions
    • ensure subordinates receive proper training
    • ensure member files and records are complete and properly secured
    • recommend new and/or enhanced credit union operating procedures
    • ensure that operating procedures are documented and kept current
    • act as the information security administrator
    • regularly report to management and the board on the state of operations
    • ensure that all activities are conducted in compliance with relevant regulatory requirements and board resolutions
    • manage and maintain the CFCU facility and be aware of and comply with all health and safety directives
    • periodically review and document subordinate performance
    • perform related duties and special projects as assigned by the CEO

Required Skills and Experience

  • a Bachelor’s degree
  • 5 - 8 years of progressive management experience in a bank, savings & loan or credit union
  • strong computer skills
  • strong interpersonal skills
  • strong communication skills (oral and written)
  • ability to produce with a limited degree of supervision
  • ability to meet target dates and deadlines
  • proficiency with MS Office products and Google Workspace
  • exceptional maturity and compassion
  • a high degree of self-motivation, energy, creativity, initiative, dedication and a commitment to the community development mission of CFCU
  • a collaborative management style that promotes effective communication and teamwork
  • familiarity with the iPower software product is a plus
  • proficiency in Spanish or another language is a plus

Salary
Salary commensurate with experience.
If interested, forward resume and cover letter to hello@concordfcu.org.

Allegiance CU – VP of Consumer Lending (Oklahoma City, OK)

Manages and directs Consumer Lending staff, resources, and processes which consist of loan application, underwriting, processing and booking, third-party vendor management, loan origination system configuration, and deploying internal credit risk controls. Attendance is an essential function of performing the duties of this job.

Essential Functions & Responsibilities:
20% Ensures the efficient and effective delivery of consumer loans to members and prospective members through various direct and indirect channels.
20% Creates and develops strategies to drive consistent loan decisions, portfolio performance, and channel growth to align with ACU's sales and lending goals.
20% Develops, motivates, and retains high-quality staff, with a focus on training, coaching, and developing the team.
15% Works collaboratively to evaluate the effectiveness and relevance of systems and software utilized by the Credit Union to originate loans, generates sales leads, evaluate risk, assess potential fraud, appraise credit, and comply with regulatory governance.
10% Ensures departmental compliance with laws, regulations, standards, and best practices including completion and maintenance of documentation and records.
5% Works with Marketing to develop campaigns to support direct sales strategies and goals.
5% Develops and implements new consumer loan products and lead and participate in department and organizational projects.
5% Performs other related duties as assigned.

Performance Measurements:
1. Meet Annual Budget Loan Growth Goals by providing sales leadership to consumer loan officers, indirect lending team, and relevant support staff.
2. Provide coaching to each employee at least once a month through shadowing and silent monitoring.
3. Utilizes resources and tools to track team performance to meet deadlines and goals. Reports executive summary to SVP/CLO monthly.
4. Embodies and demonstrates ACU's Core Values each and every day.

  • Inclusion
  • Integrity
  • Service

5. Embodies and demonstrates ACU’s Leadership Values each and every day.

  • Growth
  • Innovation
  • Collaboration

Experience
Five to ten years of similar or related experience
Education
(1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree).

Interpersonal Skills
Motivating or influencing others is a material part of the job. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. The role requires a significant level of trust or diplomacy.

Other Skills
Embodies and demonstrates ACU's Core Values each and every day.
1. Inclusion
2. Integrity
3. Service

Embodies and demonstrates ACU's Leadership Values each and every day.
1. Growth
2. Innovation
3. Collaboration

Must have good communication and supervisory skills.
Must have a working knowledge of spreadsheets and word processing software; be able to use PC and general office equipment including 10-key calculator.

Physical Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is often required to stand; walk; sit; and reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. Vision abilities required by this position include close vision. Safety Sensitive Position.

Work Environment
This position is in an office environment and the noise level is usually low to moderate.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.

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