Citi Community Development (CCD) is leading Citi’s commitment to achieve economic empowerment and growth for underserved individuals, families and communities by expanding access to financial products and services, and building sustainable business solutions and innovative partnerships. Our focus areas include: commercial and philanthropic funding; innovative financial products and services; and collaborations with institutions that expand access to financial products and services for low-income and underserved communities. For more information, please visit www.citicommunitydevelopment.com.
CUNA Mutual Group was founded in 1935 by credit union pioneers and our commitment to their vision continues today. We offer insurance and protection for credit unions, employees and members; lending solutions and marketing programs; TruStage™ branded consumer insurance products; and investment and retirement services to help our customers succeed. To learn more, please visit www.cunamutual.com.
Equifax is a global information solutions company that uses trusted unique data, innovative analytics, technology and industry expertise to power organizations and individuals around the world by transforming knowledge into insights that help make more informed business and personal decisions. The company organizes, assimilates and analyzes data on more than 820 million consumers and more than 91 million businesses worldwide, and its database includes employee data contributed from more than 7,100 employers. To learn more, please visit www.equifax.com.
Freddie Mac makes homeownership and rental housing more accessible and affordable. Operating in the secondary mortgage market, we keep mortgage capital flowing by purchasing mortgage loans from lenders so they in turn can provide more loans to qualified borrowers. Our mission to provide liquidity, stability, and affordability to the U.S. housing market in all economic conditions extends to all communities from coast to coast. To learn more, please visit www.freddiemac.com.
EPL, Inc. leverages leading technologies and extensive data analytics to customize innovative, open-architecture software solutions to improve member experience and drive growth for credit unions of all sizes. Founded in 1977 by industry leaders, EPL is a credit union service organization (CUSO) headquartered in Birmingham, Ala. Learn more at www.eplinc.com.
Fannie Mae serves the people who house America. We are a leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets at all times. Our financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans. We also help make possible the popular 30-year, fixed-rate mortgage, which provides homeowners with stable, predictable mortgage payments over the life of the loan. Our tools and resources help homebuyers, homeowners, and renters understand their housing options. To learn more, please visit www.fanniemae.com.
St. Louis Community Credit Union exists to increase the standard of living and better the lifestyle of our members, our staff and the communities we humbly serve. St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. We meet the ever-growing banking needs of all people, including low- and moderate-income individuals. As a Community Development Financial Institution (CDFI), we are committed to providing an outstanding selection of checking, savings and loan opportunities to help individuals and families create pathways to wealth. We are also a Low-Income Designated credit union and one of the largest Minority Depository Institutions in the country (per the National Credit Union Administration). To learn more, please visit www.stlouiscommunity.com.
Visa Inc. is a global payments technology company that connects consumers, businesses, financial institutions and governments to fast, secure and reliable electronic payments. Visa’s innovations enable its financial institution customers to offer consumers more choices: pay now with debit, pay ahead with prepaid, or pay later with credit products. To learn more, please visit https://usa.visa.com.
BALANCE is a new kind of non-profit—a company committed to developing balanced budgets with individuals and families to help them achieve their financial dreams. Our comprehensive financial counseling and education services can help people achieve financial independence. Whether it’s reducing debt, buying a home, retaining a home, or simply improving money management skills, we provide guidance every step of the way. To learn more, please visit www.balancepro.org.
CULIANCE, formerly known as CU24, operates the largest credit union-owned ATM and POS network, including access to more than 80,000 surcharge-free ATMs, and a range of payment services that can be tailored to meet the objectives of individual credit unions to help them compete in the evolving financial services industry. To learn more, please visit www.cu24.com.
Federal Home Loan Bank of New York, as a privately-owned, federally-chartered corporation, the Federal Home Loan Bank of New York provides wholesale credit, correspondent services, and mortgage finance products to member-lenders in New Jersey, New York, Puerto Rico and the U.S. Virgin Islands. Serving as your partner in community lending, we offer products and services, to help you meet the needs of your customers. We are committed to operating in a financially safe and sound manner and fostering diversity at all levels. Learn more at www.fhlbny.com/cu.
National Cooperative Bank provides comprehensive banking products and services to cooperatives and other member-owned organizations throughout the country. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche- people who join together cooperatively to meet personal, social or business needs, especially in low-income communities. For more information, please visit www.ncb.coop.
The African-American Credit Union Coalition (AACUC) is a non-profit organization of African-American professionals and volunteers in the credit union industry. Our mission is to increase the strength of the credit union community through Advocacy, Professional Development and Diversity. We provide mentorship to individuals and credit unions, scholarships for educational opportunities to credit union professionals and promote awareness of opportunities in the credit union industry to college students through our Reaching Toward the Future Internship Program. For more information about the African-American Credit Union Coalition, please visit us at www.aacuc.org or email firstname.lastname@example.org.
Banzai is an online financial education platform. It is designed to help students learn by doing. Over 30,000 teachers have joined the program and are supported by hundreds of banks and credit unions nationwide. To learn more, please visit http://teachbanzai.com.
Credit Builders Alliance serves as a unique and vital bridge between our members and the major credit reporting agencies (CRAs). Our core services, CBA Reporter and CBA Access, provide nonprofits with both the ability and critical technical assistance to report loan data to the CRAs and to pull low-cost client credit reports for the purposes of financial education, outcome tracking, and underwriting. In addition to these core services – which are essential to helping individuals and families build credit histories and scores – CBA offers practitioners hands-on credit building trainings, innovative tools, and forums for sharing with and learning from each other. To learn more, please visit www.creditbuildersalliance.org.
The Filene Research Institute is an independent, consumer finance think and do tank dedicated to scientific and thoughtful analysis about issues affecting the future of credit unions, retail banking, and cooperative finance. Founded over 25 years ago, Filene is a 501(c)(3) nonprofit organization. For more information visit www.filene.org and @fileneresearch.
The National Credit Union Administration is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. At MyCreditUnion.gov, NCUA also educates the public on consumer protection and financial literacy issues.
TCT Risk Solutions provides tools and consultation that improve the performance and sustainability of credit unions. Our Online tools address: (1) Liquidity, IRR Limits, ALM Simulation/Modeling and Concentration Risk (2) Credit Migration, CECL Compliant ALLL, Early Warning Signs of Loan Impairment and Delinquency Tracking (3) Loan and Deposit Pricing connected to the cost structure of the credit union. Our services incorporate consultation and training individualized to the needs of the specific credit union and staff. Our clients report a ROI from these tools as high as 10 to 1. To learn more, please visit www.tctconsult.com.
BYM Agency, formerly known as Beyond Marketing, is the nation’s first full-service marketing CUSO. National in scope, we identify trends and share success as part of our cooperative business model. We believe in authenticity and engagement. Our team has an unstoppable drive to develop memorable creative with measurable results. For more information, visit www.bymagency.com or @BYMAgency on Twitter.
Led by five generations of the same family, Carrollton Bank has grown into a $1.5 billion bank that is privately held, employee owned and business owner focused. We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers. Learn more at www.carrolltonbanking.com.